Monday, March 29, 2010

Sometimes it’s really about you.

Very often when a girl get upset, angry, sad or even when she’s complaining about something, guy will blame it on PMS. We know that it make it easier for u to understand why our mood change without a warning by blaming it on PMS but it’s not always PMS.

Sometimes it’s really about you.

Wednesday, March 24, 2010

The Iron Lady

I was reading the article this morning and realize that this lady never failed to impress me. I've been admiring this lady since i was in standard 4 and she still impress me in may ways until now. I can simply say that she play an important role in my self developement for so long and always will be.
This article posted here just as a reminder to me that success will come to person who have confidence, knowledge, passion, hard work, determination, risk taker, visionary, and all the quality that you can get from her.

Here is the article.. =)

(BN) Zeti Leads Pack to Offer Malaysia ’Wiggle Room’ on Rates

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Zeti Leads Pack to Offer Malaysia ’Wiggle Room’ on Rates
2010-03-23 16:01:00.1 GMT


By Shamim Adam, Stephanie Phang and David Yong
March 24 (Bloomberg) -- Zeti Akhtar Aziz, 25-year veteran of Malaysia’s central bank, is used to being told she’s wrong.
It was Zeti who announced in the 1998 Asian financial crisis Malaysia was implementing capital controls, drawing the ire of the International Monetary Fund. It was Zeti who 10 years later resisted calls to raise borrowing costs just before the global economic slump. Now, she and her associates at Bank Negara Malaysia have done it again.
Zeti, 62, boosted interest rates this month to avert “imbalances” like asset bubbles, she said in a March 12 interview, moving before most Asian central banks, from China to Indonesia. The decision reflected a recovery that’s “firmly” established, according to the bank, which presents annual economic projections today.
The payoff: the earlier move may help limit the extent of rate increases needed to keep prices stable, according to Venkatraman Anantha-Nageswaran, the global chief investment officer of Julius Baer & Co.
“Bank Negara had been accused of being lax on inflation and behind the curve, especially in 2008 when Zeti didn’t tighten, but eventually she was proven right,”
said Singapore-based Anantha-Nageswaran, who helps manage about $142 billion in assets and says he’s not a buyer of Malaysian bonds. “They didn’t hesitate to tighten now and that’ll give them more wiggle room in the future.”

Early Riser

Malaysia is once again a standout. While the Reserve Bank of India followed with a March 19 rate increase, it only did so after its benchmark inflation gauge approached 10 percent, compared with Malaysia’s measure at less than 2 percent.
China’s central bank hasn’t increased borrowing costs since December 2007, even as consumer prices jumped 2.7 percent in February from a year earlier and exports rose 46 percent. Indonesia, Thailand, South Korea and the Philippines left rates unchanged at meetings this month.
Only Vietnam raised rates last year to combat inflation.
Central banks “absolutely everywhere” in Asia are “behind the curve” in fighting inflation, save for Malaysia, DBS Bank Ltd. economist David Carbon said in a March 18 report, before India’s move.
A strengthening economy will prompt Malaysia’s central bank to raise interest rates by another quarter percentage point to 2.5 percent on May 13, according to Standard Chartered Bank, HSBC Holdings Plc and Barclays Plc. Zeti has said the central bank will further “normalize” rates if necessary.

‘Lonely Job’

The Malaysian central banker says hers is a “lonely job” that requires “nerves of steel.”
She was criticized by some economists for not joining neighbors in increasing borrowing costs in 2008 as domestic inflation accelerated to the fastest in a quarter century.
In July 2008, Lye Thim Loong, a fund manager at Avenue Invest Bhd. in Kuala Lumpur, said Malaysia risked falling behind in fighting price gains.
Bank Negara kept its overnight policy rate unchanged at 3.5 percent for 20 consecutive meetings from May 2006 to October 2008. In contrast, Bank Indonesia cut or raised borrowing costs 20 times in the same period. As the global financial crisis unfolded, Zeti reduced the benchmark to a record-low 2 percent, holding it there for a year before raising it to 2.25 percent on March 4.

Journalist Mother

The first Malaysian woman to become central bank governor, Zeti is the only child of Malaysian Royal Professor Ungku Abdul Aziz Ungku Abdul Hamid and Sharifah Azah Mohamed Alsagoff, founder of the Women Journalist Association of Malaysia.
She obtained a doctorate in economics from the University of Pennsylvania in 1978, with a thesis focusing on international capital flows and its implications for macroeconomic policies. That knowledge was put to the test two decades later.
She was assistant governor responsible for economics, reserves management, money market and foreign exchange operations when Thailand devalued the baht on July 2, 1997, setting off a plunge in regional currencies. The ringgit fell 89 percent in the next six months, dropping to 4.77 against the dollar.

Casting Blame

Prime Minister Mahathir Mohamad blamed the ringgit’s slide on investors, including billionaire financier George Soros, whom Mahathir labeled a “moron” who was trying to destroy growth through speculative attacks on the currency.
“Very often, I sat in the dealing room from early in the morning to the early hours when New York closed because the speculative attacks came from all directions,” Zeti said.
Zeti became Acting Governor on Sept. 1, 1998 after Mahathir ousted one of her predecessors, who disagreed with the prime minister’s plans to impose capital controls. On her first day, she announced that Malaysia would set limits on foreign-exchange transactions, trapping an estimated $18 billion of foreign capital for at least a year.
The next day, Malaysia fixed the ringgit at 3.8 to the dollar, a peg that would remain for almost seven years until Mahathir’s successor, Abdullah Ahmad Badawi, ended it on July 21, 2005. Since then, the ringgit has climbed 14 percent to 3.3205 against the U.S. currency, though the ban on offshore trading of the ringgit remains.

‘Heavy Handed’

The government “was pretty heavy handed,” said William Pitman, a partner at St. James’s Place Partnership in London who was director of investment at Henderson Investors Singapore Ltd. in 1998. At the time, he said Malaysia’s controls sacrificed its long-term economic goals for “political expediency.”
Advocates of free markets abandoned their positions when “their home economies were called on to take the same medicine,” Pitman said. At the same time, he also said “I do remember Dr. Zeti being an honest and impressive figure.”
“In Malaysia’s case, the market players only tried to show that ‘the king is naked,’” said Flavio Cirio, a proprietary commodity trader at Banca Monte dei Paschi in Siena, Italy, who traded Asian financial futures and options during the 1990s. “It’s also happening now with Greece as their finances get out of control. You have to examine yourself first, not too quick to stick the blame on the market,” he said, referring to the sell-off of Greek debt in recent months.

IMF’s Call

The IMF called Malaysia’s response “a step back.”
Years later, the Washington-based lender that pushed spending cuts and rate increases in countries from South Korea to Indonesia as a condition for aid changed its tune.
In February this year, the IMF released a study saying limits on capital flows are a “legitimate” tool in some cases for governments facing surges in investment that threaten to destabilize their economies.
“Zeti was subjected to extraordinary criticism but she stood up to them when she supported the need for capital controls,” said Nobel laureate Joseph Stiglitz, now a professor at Columbia University in New York. “It takes not just intellectual independence but also a kind of bravery to stand up for what you believe.”

Taking Charge

Zeti continued to oversee Malaysia’s capital controls as deputy governor after Ali Abul Hassan Sulaiman was made the Bank Negara head in September 1998. She took the bank’s helm in May 2000, becoming one of Malaysia’s two most senior female officials since the nation’s independence in 1957.
Zeti is the only governor to rise through the bank’s ranks rather than be appointed from outside. She has said she regards as a mentor former Bank of England Governor Edward George, who steered his bank into a new era of independence in the 1990s.
Zeti is treading a similar path. Amendments to Malaysia’s central bank act last year gave autonomy to the rate-setting Monetary Policy Committee. It also gave the central bank more governance, regulation and surveillance over the financial industry to ensure stability.
Strengthening the central bank “allows us to stand on solid ground so that every night we can go back and sleep well and know that we have what it takes” to deal with emergencies, Zeti said. “The world has changed.”

Tuesday, March 23, 2010

The endless tunnel

I'm losing my identity..
one day i woke up and i'm not the same person as i used to be..
I lose control of everything..
confuse with my own priority..
choose a different path than what i used to believe..
I feel like i am a lost girl in the tunnel standing in the middle between two path leading to mystery destination searching for a light..
and currently i feel like i'm walking in the wrong path..
the endless tunnel..

Monday, February 22, 2010

Essential male friends

* Interesting article from MSN.

It is important to have a variety of friends throughout our lives, especially ones which we know we can go to when we need a pick-me-up, some advice or common sense, someone to hang out with and keep us company or to have a good old flirt with.

Many women have their girlfriends as their confidents and close advisors, but some guys are just as good at dishing out the advice and compliments when we need them. Despite being let down some of the time by many of their fellow male comrades, there are some guys that can make us feel great.

1) The adventurer

This is probably a guy that you could have met on a holiday or have known from school or college. In your mind, he is the memory maker. He is someone that exudes fun and when you are around him, you know you will never be bored. He has a plethora of fun ideas up his sleeves to keep everyone entertained.

He will no doubt, push you out of your comfort zone, but you will afterwards appreciate it and learn that there is always time from wild exploits. This isn’t a guy that you will be able to turn down as he is always on the move and needs his space.

2) The platonic friend with no sexual tension

While you are obviously aware he is of the opposite sex, there is no chance of you jumping in to bed with him. Here’s hoping he feels the same way about you. If this is the case, then this is a measure of testosterone so straightforward and loyal, that nothing (apart from maybe a new girlfriend) will blemish it.

Most importantly, this male friend can strip away man-talk and give you the reality in bite-sized nuggets of so-called male wisdom. Without a whisper of an ulterior motive. He’s like a brother from another mother and a guy that you can jump into bed and watch a film knowing that there won’t be any wandering hands.

3) The platonic friend with sexual tension

You have wild fantasies about this guy and while you love to think about them, it is not something that you would act on. And that is a good thing as there is a valid reason why the two of you haven’t reached ‘that point of no return’. You know at the end of the day, that it isn’t a great idea and one that will ruin a perfectly good and fun friendship.

However, that doesn’t mean you can’t fit in some thinly veiled compliments and revel in delight in his faux-jealousy when you complain about jerks. It’s like a cheap (but oh so yummy) fast food burger. Harmless in small doses.

4) The charmer

Flirting with someone, or having someone flirt with you is an instant pick-me-up and therefore, it is essential to have a male friend that is a smooth talker and charmer. We all have our off days and knowing that we have someone in our address book that gives out flirtatious and positive comments like nobody’s business, is great to have around.

A little harmless flirting never hurt anyone, especially when you know it isn’t going anywhere and it's just a bit of fun to have.

5) Valued friend

There are some guys that we meet and know are going to be great friends for a long time. So many people come in and out of our lives and it is sometimes hard to keep in touch with everyone. However, this person is someone who has added value to your life. He is the man with good values, virtues, upbringing, disciplined and focus.

They are the type of men that make you realise your dreams in a positive way without soiling your hands or delving into immorality and evil lifestyle and reaffirm your faith that there are good men out there that you can date... but not this one. He is there as a friend and advisor.

6) The totally honest guy

The thing is, with girls, they don’t always tell each other the whole honest truth when it comes to opinions on what they are wearing, other girls and of course, men. Girls, can of course, be a bit catty amongst one another and rivalry can be high, even with close friends. On the other hand, they can be tactful among one another so as not to hurt one another’s opinions: “that’s not weight you have put on, it’s just a bit of water retention.”

A guy can tell us straight without making us feel so offended. They are simple creatures and tell things how they are and how they see them, like: “Hmm, you’re looking a bit frumpy today” or “you know the guy you are dating is a .......” It’s not always what we want to hear, but a male friend like this is honest and straight to the point. No beating around the bush.

He is also your gateway to how men think, but more importantly, how men see you; both of which are extremely useful sources of information to get your hands on.

7) The gay friend

This one is so clear it borders on cliché. What are we saying? It is a cliché, but dry spells and gay friends go together like champagne and strawberries. Nobody is better to have a good b*tch session with and lament the evils of men while watching reruns of 'Sex and the City'.

Gay guys are still guys, too. Same state of mind, just a mixture of girls-in-hot-tub and muscle-boys-on-sports-field. You get the idea, and thankfully, that aggression will never be directed toward you and you get the best of both worlds.

Wednesday, February 17, 2010

Jigsaw puzzle


I want to complete at least 1 set of jigsaw puzzle this year!!!!
Since i still couldn't find necklace with jigsaw pendant, i guess completing 1 set of jigsaw puzzle will be the only way for me to forget about the necklace..haha
So my next mission is to buy interesting jigsaw puzzle and complete it with somebody that i love to spend my time with..
Then of course hang it on the wall.
Wish me luck!!!

Tuesday, February 16, 2010

song that stuck in my head...

All The Right Moves
by One Republic

All the right friends in all the wrong places
So yeah, we're going down
They've got all the right moves in all the right faces
So yeah, we're going down

Just paint the picture of a perfect place
They've got it better than what anyone's told you
They'll be the King of Hearts, and you're the Queen of Spades
And we'll fight for you like we were your soldiers

I know we've got it good
But they've got it made
And the grass is getting greener each day
I know things are looking up
But soon they'll take us down
before anybody's knowing our name.

They've got all the right friends in all the right places
So yeah, we're going down
We've got all the right moves and all the wrong faces
So yeah, we're going down
They said, everybody knows, everybody knows where we're going

Yeah, we're going down
They said, everybody knows, everybody knows where we're going
Yeah, we're going down


Do you think I'm special?
Do you think I'm nice?
Am I bright enough to shine in your spaces?
Between the noise you hear
And the sound you like
Are we just sinking in an ocean of faces?

It can be possible that rain can fall,
Only when it's over our heads
The sun is shining everyday, but it's far away
All the world is dead.

They've got,
They've got all the right friends in all the wrong places
So yeah, we're going down
We've got all the right moves and and all the wrong faces
So yeah, we're going down

They said, everybody knows, everybody knows where we're going
Yeah, we're going down
They said, everybody knows, everybody Knows where we're going
Yeah, we're going down

It doesn't matter what you see.
I know i could never be
Someone that looks like you.
It doesn't matter what you say
I know i could never face
someone that could sound like you.

All the right friends in all the wrong places
So yeah, we're going down
We've got all the right moves and all the wrong faces
So yeah, we're going down

All the right friends in all the wrong places
So yeah, we're going down
We've got all the right moves and all the wrong faces
So yeah, we're going down

They said, everybody knows everybody knows where we're going
Yeah we're going down
They said, everybody knows everybody Knows where we're going
Yeah we're going down

Yeah we're going down
Yeah we're going down

All the right moves, hey
Yeah, we're going down
All the right moves, hey

Yeah, we're going down

Sunday, February 7, 2010

Do you know...

When you are sleeping, no one can make you cry,no one can insult you, hurt you, defeat you, lie to you, pressure you, scold you ( besides your mother who want to wake you up), you can't lose, fail an exam, get rejected, have your trust broken, lose your keys, break your phone and shoes, say something embarrassing/stupid , have an accident, etc..

Basically, nothing can go wrong . Unless you fall of the bed or overslept which will cause u to be late to work..haha

And thats why sleeping is very important for me.. its the time when im doing something for myself and love doing it..;)